Individual & family health
Plan comparisons for people under 65, including help understanding networks, premiums, deductibles and coverage levels.
Open Enrollment: November 1 – January 31 For individuals and families Enroll in Individual HealthCompare New Jersey Marketplace plans, see what savings you may qualify for, and enroll with a licensed advisor — at no cost to you. Open Enrollment runs November 1 through January 31.
Prefer to talk? Call 1 (800) 571-2535 — a friendly licensed advisor, no pressure.
Featured Medicare carriers
From individual and family health plans to Medicare and company benefits, MedChoice Advisors helps you understand the tradeoffs and move forward with confidence.
Plan comparisons for people under 65, including help understanding networks, premiums, deductibles and coverage levels.
Open Enrollment: November 1 – January 31 For individuals and families Enroll in Individual HealthDental plan options through Delta Dental, plus vision coverage to help support routine care and manage out-of-pocket costs.
Enroll in a Dental PlanLife insurance options through Transamerica Financial to help protect the people and plans that matter to you.
Protection for what comes nextBenefits support for small and large companies, with plan structures designed around the workforce and business priorities.
For employersGuidance for Medicare Advantage, Medicare Supplement and prescription drug plan options, including new enrollments and plan reviews.
Annual Enrollment: October 15 – December 7New in New Jersey: Devoted Health Plans is a new Medicare Advantage carrier option for the upcoming enrollment period.
Enroll in a Medicare PlanStart a request for personal auto, homeowners or business insurance and get connected for the right next step.
Property and business coverageNeed coverage for a vehicle, home or company? Use the request form below and choose the coverage type you want to discuss.
Auto, home & commercial agency partner
BieneStar Insurance Agency is an affiliate-owned company of Donado Group Corp.
Start a quote requestJust some of the many carriers we work with
Share a few details and send your request directly. Prefer to talk? Call us directly.
MedChoice Advisors is based in West New York, New Jersey, serving clients across West New York, Kearny, Hudson County and North Jersey — and licensed in multiple states. Contact the office to confirm availability for your location and coverage needs.
Freddy Donado is a U.S. Army veteran with over 28 years in the insurance industry, specializing in Medicare since 2008. He holds a double major in Political Science and International Studies, is a commissioned Notary Public, and is licensed in Life & Health and Property & Casualty insurance.
As Owner and Managing Director of MedChoice Advisors, Freddy leads with a simple philosophy: treat every client like family and always put their needs first.
Meet the licensed professionals who provide personal guidance and help clients understand their coverage options.
Regional Agency Manager · Licensed Agent
Lucy is a dedicated insurance professional with eight years of Medicare sales experience, having begun her career in 2018. A valued member of the MedChoice Advisors family since 2020, she is passionate about helping individuals and families understand their healthcare options and secure coverage that best meets their needs.
As a bilingual insurance professional, Notary Public, and licensed Life & Health and Property & Casualty agent, Lucy offers a comprehensive range of insurance services. Her areas of expertise include Medicare Special Needs Plans (SNPs), Chronic Condition Special Needs Plans (C-SNPs), NJ FamilyCare, Medicaid coverage options, and personal and commercial auto insurance.
Known for her personalized approach, professionalism, and dedication to client satisfaction, Lucy takes pride in guiding clients through important insurance decisions with clarity, compassion, and confidence.
Regional Agency Manager · Licensed Agent
MariCarmen has been a dedicated insurance professional specializing in Medicare since 2021. As a bilingual, licensed Life & Health and Property & Casualty insurance agent and Notary Public, she brings extensive knowledge and a personalized approach to helping clients navigate their insurance needs.
Her areas of expertise include Medicare, NJ FamilyCare, auto, home, and commercial insurance. She also provides document translation assistance and mentors new insurance agents, sharing her knowledge and experience to help them succeed.
Committed to exceptional customer service, MariCarmen takes pride in helping individuals, families, and businesses make informed decisions about their coverage with confidence and peace of mind.
Financial Advisor & Medicare Specialist
With over 20 years of experience in the financial services and healthcare insurance industries, Ike Agudosi is a dedicated Financial Advisor and Medicare Specialist. A trusted partner of MedChoice Advisors for nine years, Ike is also the founder of Simplex Healthcare Solutions, a multi-state licensed insurance agency. He is passionate about serving senior communities, providing personalized guidance and helping individuals make informed decisions about their Medicare and healthcare coverage.
Home For Agents
For Agents & Producers
MedChoice Advisors partners with independent agents and advisors who want to grow their business and build recurring income — with quality leads, a CRM to run your business, practical education, online enrollments, and ongoing training from a team with 40+ years of combined experience, in partnership with Integrity.
Free quality leads to help you grow your book of business, instead of chasing cold lists.
Run your business from one place — leads, clients, and enrollments organized in our CRM.
Practical education and ongoing training so you stay current on Medicare, health, and supplemental products.
Enroll clients online with support from our team, so applications move faster and nothing gets lost.
Work alongside experienced agents and mentors who know the New Jersey market and help you succeed.
Serve clients in English and Spanish with a bilingual team that understands the communities we serve.
Newer agents usually want everything covered so they can focus on selling. Established producers often want maximum commission and the freedom to run their own shop. MedChoice supports both — and you can revisit the fit as your business grows.
You focus on selling — MedChoice provides the leads, tools, and back-office. In return, MedChoice takes a share of your commission.
Keep more of your commission and bring your own book. You still get the CRM and lead access.
Same contracting agreement, two commission schedules. Decide on the application — and revisit it as your business grows.
Devoted Health Plans, Clover Health, UnitedHealthcare, Horizon Blue Cross Blue Shield of NJ, Aetna, Humana, and HealthSpring.
Individual health options through HealthSherpa.
Dental plan options through Delta Dental, plus vision coverage.
Life insurance options through Transamerica Financial.
No — and it depends on your track. On the supported track, MedChoice provides free quality leads to help you grow your book. On the independent route, we co-op leads with you, sharing the cost. Either way, you can also bring your own leads and clients.
Medicare Advantage carriers including Devoted Health Plans, Clover Health, UnitedHealthcare, Horizon Blue Cross Blue Shield of NJ, Aetna, Humana, and HealthSpring — plus individual health through HealthSherpa, dental through Delta Dental, and life through Transamerica. Appointments are facilitated by our back-office team.
If you want leads, tools, and back-office covered so you can focus on selling, the supported track fits. If you already have a book and want to run your own shop, the independent track fits. You can revisit the choice as your business grows.
Carriers pay commissions, MedChoice reconciles them against your enrollments, and you get statements showing every line item.
Your commission schedule is set out in your producer agreement — talk to us about the details.
Send your request by email instead — it will reach MedChoice Advisors.